What happens when a payment is declined
When a customer’s payment gets declined or fails, Whop takes several steps to try and recover the payment:- The subscription status changes to Past due: This means the payment needs attention, but doesn’t immediately cancel access
- You can view Past due payments by going to Dashboard > Payments, clicking Status and selecting only Past due
- We email the customer: Your customers receive emails prompting them to update their payment information
- We retry the payment: Whop automatically retries the charge over a 5-day period
- Access may be temporarily paused: Depending on your settings, your customer might lose access to your whop until the payment goes through
- Go to Dashboard > Settings > Checkout and choose whether you want members to have Access while past due or not
- Subscription is canceled: If the payment still fails after 5 days, the subscription is canceled automatically
For merchants — how to fix a declined payment
When a payment is declined, you can help the customer update their payment method and manually retry the payment from your dashboard.Step 1: Ask the customer to update their payment method
- Contact the customer to confirm they have sufficient funds and a working payment method
- To update their payment method, ask them to follow these steps:
- Go to https://whop.com/@me/settings/memberships/inactive
- Click the card button on the affected subscription
- Select Update payment
- Add the new card details and save
Step 2: Manually retry the payment from your dashboard
- Go to Dashboard > Payments
- Click Status and select only Failed
- Select the failed payment
- Click Retry payment
For customers — how to fix a declined payment
If one of your subscription payments has failed:- Go to whop.com/@me/settings/memberships.
- Sign in with your email.
- Click Inactive.
- Click the subscription that failed.
- Select Update Payment Method and enter your new billing information.
- Retry the payment. When it succeeds, you’ll see a confirmation on the page.

