Adaptive pricing automatically displays your checkout in the buyer’s local currency and routes the payment through domestic rails. It’s free for sellers, configured per checkout link, and turned off by default.Documentation Index
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Lower fees
Domestic processing replaces international card and FX fees.
Local payment methods
iDEAL, SEPA, Klarna, and other regional options appear automatically.
Higher acceptance
Domestic transactions are less likely to be declined by the buyer’s bank.
How it works
When adaptive pricing is enabled on a checkout link, Whop detects the buyer’s region from their IP address and displays the price converted to their local currency. The payment is then processed domestically in that region. Buyers can switch back to the original currency at checkout if they prefer.Buyers in unsupported regions automatically see the original price and
currency — no fallback configuration needed.
Benefits
- Lower processing fees. Non-domestic transactions get billed at domestic rates instead of incurring international card fees and currency conversion fees. See Fees.
- Local payment methods and financing. iDEAL, SEPA, Klarna, and other regional options are tied to currency — they only appear when the checkout is in the matching local currency. See Local payment methods and Financing.
- Higher bank acceptance. Domestic transactions are less likely to be declined by the buyer’s bank than cross-border ones.
- Familiar amounts for buyers. Local currency reduces post-purchase confusion and “I don’t recognize this charge” disputes.
Example
A US seller has a link priced at $100 USD. An Australian buyer opens it.| Without adaptive pricing | With adaptive pricing | |
|---|---|---|
| Buyer sees | $100 USD | Equivalent in AUD |
| Processed as | International | Domestic (AU) |
| Seller pays | Domestic rate + international card fee + FX fee | Domestic rate |
| Local payment methods shown | No | Yes |
Fees
Sellers: Free. There’s no additional Whop fee for enabling adaptive pricing — you simply pay the domestic rate instead of international + FX. Buyers: A small currency conversion fee is included in the displayed local price. The amount shown at checkout is the total they pay.Enable adaptive pricing
Adaptive pricing is configured per checkout link.Open your checkout link's settings
Go to your Dashboard and select the checkout link you want to update.
Next steps
Local payment methods
See every regional payment option that becomes available with local currency checkouts.
Financing options
Offer Klarna, Afterpay, and other BNPL methods that are tied to local currency.
Fees
Compare domestic and international rates so you know exactly what adaptive pricing saves.
Create a checkout link
Set up the checkout link you’ll enable adaptive pricing on.