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With Whop Finance, you can earn up to 7% interest annually, create virtual and physical credit cards, and invest in crypto — all from the Whop platform.
Not all Whop Finance features are available to the public yet. If you want to learn more, reach out to Whop Support, or your Account Manager or sales rep (if you have one).

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How to deposit

You can deposit to Whop Treasury straight from your Balances page, or click here.

7% Annual Interest

Earn up to 7% interest every year on your balance

Virtual & Physical Cards

Create virtual and physical credit cards

Crypto & Stocks

Invest in crypto and tokenized stocks like TSLA, NVDA, and more
Whop Finance offers solutions for both personal and business finance. You can invest your personal user balance or leverage your business’s Whop balance via Whop Treasury.

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Whop Treasury

Earn yield automatically

Earn up to 7% APY on your balance automatically, with no lock-ins. Withdraw any time.

Available everywhere

Whop Treasury is available to every country, although it is set in USD.
Your money is stored on the blockchain as USDT, a stablecoin pegged 1:1 with the US Dollar. As of February 2026, there is $180B of USDT in circulation. Funds sit on the Plasma blockchain, specifically designed for payments optimization, to be fast, secure, and have low fees. Whop Finance is a self-custodial system, meaning that you and only you can move or spend your money. To access any funds, you need to prove your identity by scanning your fingerprint. This self-custodial keeps your funds highly secure as you earn extremely competitive APY. There is a $15 minimum deposit for Whop Finance.

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FAQ

We use Veda yield protocol for staking. Veda replaced AAVE as the default yield provider.
APY may be less than 7% while Whop Finance launches in beta. APY will be 7% for two months once out of beta.
As we launch Whop Finance, we are currently taking no fees. This may change in the future.