Fee Markups & Subsidies

Fee markups let your platform adjust what subaccounts pay on top of Whop’s fees. Positive markups earn your platform revenue. Negative payout markups subsidize a subaccount’s withdrawal fee from your platform’s balance. Whop still receives its full fee.

Configure markups

Use your platform’s API key with company:update_child_fees permission. Retrieve account fees to see effective rates, defaults, and whether each markup is adjustable. Update account fees with PATCH /api/v1/accounts/{account_id}/fees:

Applies to	Account ID in the URL	Request section
Subaccounts without a custom rate	Your platform	`child_markups`
One subaccount	That subaccount	`markups`

Each markup has a percentage and a fixed amount. percentage: 1 means 1%. Set fixed in US dollars. Payout markups are converted to the withdrawal currency when charged. This example sets a bank-wire payout markup of 1% minus $0.60 for one subaccount:

curl --request PATCH \
  --url https://api.whop.com/api/v1/accounts/biz_SUBACCOUNT_ID/fees \
  --header "Authorization: Bearer $WHOP_API_KEY" \
  --header "Content-Type: application/json" \
  --data '{
    "markups": {
      "payouts": {
        "bank_wire": { "percentage": 1, "fixed": -0.60 }
      }
    }
  }'

For a platform default, send the same payouts object under child_markups to your platform’s account ID. Set a rate for each payout method using the keys returned by the fees endpoint.

Change or clear a markup

Omitted fields keep their effective values. For a percentage-only markup, explicitly set fixed: 0.
Set both percentage: 0 and fixed: 0 to disable a markup for that account. The subaccount still pays Whop’s fee.
Send null for the entire rate, such as markups: { payouts: { bank_wire: null } }, to remove a subaccount override and restore its platform default, or zero if none exists.

How payout subsidies work

The markup combines the percentage of the withdrawal amount with the fixed amount. If the result is negative, your platform pays that amount toward Whop’s fee. The subsidy stops when the subaccount’s total fee reaches zero. It never increases the payout above the withdrawal amount. These examples use a $10 withdrawal and a $0.60 Whop fee. The $0.60 is an example rate, not a standard price for every payout method.

Percentage	Fixed	Subaccount fee	Net payout	Whop receives	Platform balance change
0.4%	$2.00	$2.64	$7.36	$0.60	+$2.04
1%	−$0.60	$0.10	$9.90	$0.60	−$0.50
−5%	$0.00	$0.10	$9.90	$0.60	−$0.50
0%	−$100.00	$0.00	$10.00	$0.60	−$0.60

Limits and funding

Rule	Behavior
Payout markup limits	Each component can be negative: −100% to 100%, and −$100 to $100 fixed. The actual subsidy can’t exceed Whop’s fee.
Other markup limits	0% to 100%, and $0 to $100 fixed. Negative values are rejected for non-payout markups.
Platform balance	Keep enough available balance in the withdrawal currency to cover the subsidy. The balance check and debit happen together.
Insufficient balance	The payout stays pending while Whop retries. Fund the platform before the creation deadline, about 10 minutes. Otherwise, the payout fails without moving funds.
Full fee coverage	When `covered_payout_fees` covers the payout method, the platform pays Whop’s entire fee and the markup is ignored.

For a withdrawal from a EUR balance, your platform needs EUR to fund the subsidy. A USD balance doesn’t cover it automatically. Review a payout quote before creating the payout. A quote shows fees but doesn’t reserve platform funds. The platform’s balance is checked when the payout is debited. Actual fees depend on the payout method and your account’s pricing.

​Configure markups

​Change or clear a markup

​How payout subsidies work

​Limits and funding

Configure markups

Change or clear a markup

How payout subsidies work

Limits and funding