{
  "id": "msg_xxxxxxxxxxxxxxxxxxxxxxxx",
  "api_version": "v1",
  "timestamp": "2025-01-01T00:00:00.000Z",
  "type": "dispute.created",
  "data": {
    "id": "dspt_xxxxxxxxxxxxx",
    "amount": 6.9,
    "currency": "usd",
    "status": "warning_needs_response",
    "editable": true,
    "created_at": "2023-12-01T05:00:00.401Z",
    "visa_rdr": true,
    "needs_response_by": "2023-12-01T05:00:00.401Z",
    "reason": "Product Not Received",
    "plan": {
      "id": "plan_xxxxxxxxxxxxx"
    },
    "product": {
      "id": "prod_xxxxxxxxxxxxx",
      "title": "Pickaxe Analytics"
    },
    "company": {
      "id": "biz_xxxxxxxxxxxxxx",
      "title": "<string>"
    },
    "payment": {
      "id": "pay_xxxxxxxxxxxxxx",
      "total": 6.9,
      "subtotal": 6.9,
      "usd_total": 6.9,
      "currency": "usd",
      "created_at": "2023-12-01T05:00:00.401Z",
      "paid_at": "2023-12-01T05:00:00.401Z",
      "dispute_alerted_at": "2023-12-01T05:00:00.401Z",
      "payment_method_type": "acss_debit",
      "billing_reason": "subscription_create",
      "card_brand": "mastercard",
      "card_last4": "4242",
      "user": {
        "id": "user_xxxxxxxxxxxxx",
        "name": "John Doe",
        "username": "johndoe42",
        "email": "john.doe@example.com"
      },
      "member": {
        "id": "<string>",
        "phone": "<string>"
      },
      "membership": {
        "id": "mem_xxxxxxxxxxxxxx",
        "status": "trialing"
      }
    },
    "access_activity_log": "192.168.1.1 - 2024-01-15 12:00:00 UTC",
    "billing_address": "123 Main St, New York, NY 10001",
    "cancellation_policy_disclosure": "All sales are final. No refunds after 30 days.",
    "customer_email_address": "customer@example.com",
    "customer_name": "Jane Doe",
    "notes": "Customer used the product for 3 months before disputing.",
    "product_description": "Monthly subscription to premium analytics dashboard.",
    "refund_policy_disclosure": "Refunds available within 14 days of purchase.",
    "refund_refusal_explanation": "The customer exceeded the refund window by 60 days.",
    "service_date": "2024-01-15",
    "cancellation_policy_attachment": {
      "id": "<string>",
      "filename": "document.pdf",
      "content_type": "image/jpeg",
      "url": "https://media.whop.com/abc123/optimized.jpg"
    },
    "customer_communication_attachment": {
      "id": "<string>",
      "filename": "document.pdf",
      "content_type": "image/jpeg",
      "url": "https://media.whop.com/abc123/optimized.jpg"
    },
    "refund_policy_attachment": {
      "id": "<string>",
      "filename": "document.pdf",
      "content_type": "image/jpeg",
      "url": "https://media.whop.com/abc123/optimized.jpg"
    },
    "uncategorized_attachment": {
      "id": "<string>",
      "filename": "document.pdf",
      "content_type": "image/jpeg",
      "url": "https://media.whop.com/abc123/optimized.jpg"
    }
  },
  "company_id": "biz_xxxxxxxxxxxxxx"
}