> ## Documentation Index
> Fetch the complete documentation index at: https://docs.whop.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Tap to Pay on iPhone

> Accept in-person contactless payments right on your iPhone with the Whop app. No card reader or extra hardware required.

<div className="compact-lists" style={{ fontFamily: "-apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif", fontVariantNumeric: "normal" }}>
  Tap to Pay on iPhone lets you accept in-person payments directly on your iPhone using the Whop iOS app. Customers hold a contactless card or their phone over your iPhone and the payment clears in seconds. There's no card reader, no dock, and no extra hardware to buy.

  <div style={{ marginTop: "1.5rem" }}>
    <CardGroup cols={3}>
      <Card style={{ border: "none" }} title="No hardware required" icon="mobile">
        Your iPhone is the card reader. Nothing else to buy or carry.
      </Card>

      <Card style={{ border: "none" }} title="One balance" icon="wallet">
        In-person sales land in the same Whop balance as your online sales.
      </Card>

      <Card style={{ border: "none" }} title="Contactless" icon="wifi">
        Accept contactless cards, Apple Pay, and other mobile wallets.
      </Card>
    </CardGroup>
  </div>

  <Note>
    Tap to Pay on iPhone is currently available to **US businesses only**. You'll
    need an **iPhone XS or later** running the latest version of iOS and the
    latest version of the [Whop iOS app](https://apps.apple.com/app/apple-store/id1600181492?pt=123864738\&ct=docs_tap_to_pay\&mt=8).
  </Note>

  ## How it works

  <Steps>
    <Step title="Create a product">
      In the Whop app, add a product for whatever you're selling in person. A
      single general product works well for a shop or stall.
    </Step>

    <Step title="Create a checkout link">
      When it's time for a customer to pay, create a checkout link for the
      product from your iPhone. A **Tap to pay** button appears below the QR code
      on the checkout screen.

      <Frame>
        <img src="https://mintcdn.com/whop/SLzd5Nz08GLJ309O/images/tap-to-pay-checkout.png?fit=max&auto=format&n=SLzd5Nz08GLJ309O&q=85&s=93a79786375614a21e45e88152380d15" alt="Whop iOS checkout screen showing a product QR code with Copy link, Share link, and Tap to pay buttons" width="2000" height="1125" data-path="images/tap-to-pay-checkout.png" />
      </Frame>
    </Step>

    <Step title="Tap the button and take the payment">
      Tap **Tap to pay**, then have the customer hold their contactless card,
      iPhone, or Apple Watch to the top of your iPhone. The payment clears in
      seconds.
    </Step>

    <Step title="Send a receipt (optional)">
      The customer can add their email at checkout to receive a receipt. The sale
      shows up alongside your other payments in the Whop dashboard.
    </Step>
  </Steps>

  <Tip>
    Prefer to let customers pay themselves? Share the checkout link or let them
    scan the QR code instead of tapping. Both flows settle to the same balance.
  </Tip>

  ## What you can accept

  * **Contactless cards** (Visa, Mastercard, American Express, Discover)
  * **Apple Pay** and other mobile wallets
  * **Apple Watch** and phone-based contactless payments

  <Warning>
    Tap to Pay supports **one-time payments only**. It can't be used to start
    subscriptions or recurring plans.
  </Warning>

  ## Fees and payouts

  Tap to Pay sales settle to your Whop balance just like online payments, and are
  paid out through your normal payout method and schedule. For per-transaction
  pricing, see the [Fees](/payments-and-billing/fees/fees) page.

  ## Related resources

  <CardGroup cols={2}>
    <Card title="Create a checkout link" icon="link" href="/manage-your-business/payment-processing/create-checkout-link">
      Set up the checkout link customers pay through in person.
    </Card>

    <Card title="Brick and mortar" icon="store" href="/supported-business-models/brick-and-mortar">
      A full walkthrough for running in-store sales on Whop.
    </Card>
  </CardGroup>
</div>