> ## Documentation Index
> Fetch the complete documentation index at: https://docs.whop.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Fees

> We want to be the cheapest, most resilient place to accept pure payments.

<Frame>
  <img src="https://mintcdn.com/whop/O2UveoaTiTL7ZPwK/how-to-videos/fees.gif?s=886d19958b6417a8d123cc54856b56c2" alt="Fees" width="1728" height="1080" data-path="how-to-videos/fees.gif" />
</Frame>

<CardGroup cols={3}>
  <Card style={{ border: "none" }} title="Global access" icon="globe">
    195 countries, 135+ currencies, 100+ payment methods.
  </Card>

  <Card style={{ border: "none" }} title="Fraud prevention" icon="shield-check">
    Powerful machine learning that adapts to new fraud patterns.
  </Card>

  <Card title="Optimized checkout" icon="cart-shopping">
    Flexible UI components and accelerated checkout.
  </Card>

  <Card title="Payment optimizations" icon="chart-line">
    Real-time retries & auto-updated cards to boost revenue.
  </Card>

  <Card title="Financing options" icon="chart-line">
    Let your customers pay over time with Klarna, Afterpay, and more.
  </Card>

  <Card title="Embedded payments" icon="building-columns">
    Instant onboarding and platform management tools.
  </Card>

  <Card title="Fast, predictable payouts" icon="check">
    Flexible payout options with like-for-like settlement.
  </Card>

  <Card title="24×7 support" icon="headset">
    Phone, chat, and email assistance whenever you need.
  </Card>

  <Card title="Security & compliance" icon="shield">
    99.999% uptime and PCI-compliant infrastructure.
  </Card>
</CardGroup>

<Update label="Global payments" description="100+ payment methods" collapse>
  <div className="bg-white dark:bg-[#0f0f13] rounded-2xl border border-gray-200 dark:border-gray-800  p-6 pb-0 space-y-4">
    <div className="flex justify-between items-baseline">
      <div className="flex gap-3 items-start">
        <div className="h-[44px] w-[44px] rounded-md">
          <img src="https://mintcdn.com/whop/vkZJmcXML9qFeth4/images/payments.png?fit=max&auto=format&n=vkZJmcXML9qFeth4&q=85&s=6955c07c9b75d157afd4ae12a6c3407f" className="mt-0 mb-0" alt="Fees" width="88" height="88" data-path="images/payments.png" />
        </div>

        <div className="flex flex-col">
          <h2 className="p-0 mx-0 my-0">Payments</h2>
          <p className="m-0 p-0">An online payments platform engineered for growth.</p>
        </div>
      </div>

      <div>
        [Start today →](https://whop.com/new)
      </div>
    </div>

    <div className="space-y-2">
      <div>
        <Icon icon="check" iconType="solid" /> Increase customer acquisition with 100+ payment methods.
      </div>

      <div>
        <Icon icon="check" iconType="solid" /> Improve conversion with Whop's accelerated checkout.
      </div>

      <div>
        <Icon icon="check" iconType="solid" /> Save engineering time with prebuilt UIs.
      </div>
    </div>

    <div className="-mx-6 border-t mb-6 border-gray-200 dark:border-gray-800">
      <div className="grid grid-cols-1 md:grid-cols-2 gap-6 p-6">
        <div>
          <h3>Cards and wallets</h3>

          <p className="mb-4">
            Accept widely used credit and debit cards, prepaid cards, and digital
            wallets for online payments.
          </p>

          <div className="flex flex-wrap items-center gap-2">
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            </svg>
          </div>
        </div>

        <div className="text-sm ">
          <h3>2.7% + \$0.30</h3>

          <div className="text-gray-700 dark:text-gray-300">
            per successful transaction for domestic cards<br /><br />
            <span className="text-gray-500">+ 1.5% for international cards</span><br />
            <span className="text-gray-500">+ 1% if </span><span className="text-[#6366f1]">currency conversion</span><span className="text-gray-500"> is required</span>
          </div>
        </div>
      </div>
    </div>

    <br />

    <div className="-mx-6 border-t mb-6 border-gray-200 dark:border-gray-800">
      <div className="grid grid-cols-1 md:grid-cols-2 gap-6 p-6">
        <div>
          <h3>Financing</h3>

          <p className="mb-4">
            Give your customers the flexibility to split their purchases into monthly installments while you get paid upfront.
          </p>

          <div className="flex flex-wrap items-center gap-2">
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            <svg class="PaymentLogo " width="34" height="24" viewBox="0 0 34 24" fill="none" xmlns="http://www.w3.org/2000/svg">
              <path d="M0 4C0 1.79086 1.79086 0 4 0H30C32.2091 0 34 1.79086 34 4V20C34 22.2091 32.2091 24 30 24H4C1.79086 24 0 22.2091 0 20V4Z" fill="#1A0826" />

              <path d="M12.8687 8.89868L13.682 15.5161H21.6355L20.822 8.89868H12.8687Z" fill="#AA8FFF" />

              <path d="M15.1376 6.37334C15.6448 6.85023 15.7144 7.60027 15.293 8.04864C14.8715 8.49701 14.1186 8.47388 13.6114 7.997C13.1041 7.52013 13.0345 6.77009 13.4559 6.32172C13.8774 5.87336 14.6303 5.89646 15.1376 6.37334Z" fill="#FFFFFA" />

              <path fill-rule="evenodd" clip-rule="evenodd" d="M29.9706 11.2815C29.7875 9.79323 28.6185 8.89348 27.0309 8.8987H21.7427L22.556 15.5161H24.936L24.7739 14.1926H27.2925C29.2723 14.1926 30.1798 12.9581 29.9706 11.2815ZM27.0335 12.3382L24.5437 12.3408L24.3475 10.7532L26.8505 10.7558C27.4389 10.7636 27.7397 11.0932 27.7894 11.5483C27.8207 11.8386 27.6873 12.3382 27.0335 12.3382Z" fill="#FFFFFA" />

              <path d="M4.58584 13.6669L4.81337 15.5161H12.7588L12.4973 13.4001H8.79396L8.75996 13.1359L12.173 10.7531L11.9455 8.89868H4L4.25892 11.0173H7.97013L8.00413 11.2815L4.58584 13.6669Z" fill="#FFFFFA" />
            </svg>
          </div>
        </div>

        <div className="text-sm ">
          <h3>15%</h3>

          <div className="text-gray-700 dark:text-gray-300">
            per successful transaction through our financing partners<br /><br />
          </div>
        </div>
      </div>
    </div>

    <Expandable title="Klarna supported countries & transaction limits">
      | Country        | Min Amount | Max Amount    |
      | -------------- | ---------- | ------------- |
      | Austria        | €25,00     | €10.000,00    |
      | Czechia        | 25,00 Kč   | 25.000,00 Kč  |
      | Finland        | €25,00     | €5.000,00     |
      | France         | €1,00      | €1.500,00     |
      | Germany        | €25,00     | €10.000,00    |
      | Greece         | €1,00      | €1.000,00     |
      | Ireland        | €1.00      | €1,500.00     |
      | Italy          | €1,00      | €4.500,00     |
      | Netherlands    | €35,00     | €4.000,00     |
      | Norway         | kr 0,00    | kr 150.000,00 |
      | Portugal       | €1,00      | €1.000,00     |
      | Spain          | €1,00      | €1.500,00     |
      | Sweden         | 250,00 kr  | 150.000,00 kr |
      | United Kingdom | £1.00      | £2,000.00     |
      | United States  | \$0.50     | \$10,000.00   |
    </Expandable>

    <br />

    <div className="-mx-6 border-t mb-6 border-gray-200 dark:border-gray-800">
      <div className="grid grid-cols-1 md:grid-cols-2 gap-6 p-6">
        <div>
          <h3>Collect ACH payments</h3>

          <p className="mb-4">
            Accept ACH direct debit payments from US bank accounts.
          </p>

          <div className="flex flex-wrap items-center gap-2" />
        </div>

        <div className="text-sm ">
          <h3>1.5% (Maximum fee of \$5)</h3>

          <div className="text-gray-700 dark:text-gray-300">
            per successful ACH debit transaction
          </div>
        </div>
      </div>
    </div>

    <br />
  </div>
</Update>

<Update label="Global payouts" description="200+ countries">
  <div className="space-y-4 rounded-2xl border border-gray-200 bg-white p-6 pb-0 dark:border-gray-800 dark:bg-[#0f0f13]">
    <div className="flex items-baseline justify-between">
      <div className="flex items-start gap-3">
        <div className="h-[44px] w-[44px] rounded-md">
          <img src="https://mintcdn.com/whop/vkZJmcXML9qFeth4/images/payouts.png?fit=max&auto=format&n=vkZJmcXML9qFeth4&q=85&s=8f0f8fd4a00941062a09cee28a318f39" className="mt-0 mb-0" alt="Fees" width="88" height="88" data-path="images/payouts.png" />
        </div>

        <div className="flex flex-col mx-0 my-0">
          <h2 className="m-0 p-0 mx-0 my-0">Payouts</h2>
          <p className="m-0 p-0">Accept money and get paid out as fast as you want.</p>
        </div>
      </div>

      <div>[Start today →](https://whop.com/new)</div>
    </div>

    <div className="space-y-2">
      <div>
        <Icon icon="check" iconType="solid" /> Get paid anywhere in the world with global payout options.
      </div>

      <div>
        <Icon icon="check" iconType="solid" /> Flexible payout methods including crypto, Venmo, and wire transfers.
      </div>

      <div>
        <Icon icon="check" iconType="solid" /> Same-day payouts available for immediate cash flow.
      </div>
    </div>

    <div className="-mx-6 mb-6 border-t border-gray-200 dark:border-gray-800">
      <div className="grid grid-cols-1 gap-6 md:grid-cols-2 p-6">
        <div>
          <h3>Withdraw via next day ACH</h3>

          <p className="mb-4">
            Accelerated ACH transfer to U.S. bank accounts, delivered by the next business day (faster settlement speed).
          </p>
        </div>

        <div className="text-sm">
          <h3>\$2.50</h3>

          <div className="text-gray-700 dark:text-gray-300">
            per successful payout
          </div>
        </div>
      </div>
    </div>

    <div className="-mx-6 mb-6 border-t border-gray-200 dark:border-gray-800">
      <div className="grid grid-cols-1 gap-6 md:grid-cols-2 p-6">
        <div>
          <h3>Instant Bank Deposit (RTP)</h3>

          <p className="mb-4">
            Real-time bank transfer to supported accounts with funds available instantly (where supported).
          </p>
        </div>

        <div className="text-sm">
          <h3>4% + \$1.00</h3>

          <div className="text-gray-700 dark:text-gray-300">
            per successful payout
          </div>
        </div>
      </div>
    </div>

    <div className="-mx-6 mb-6 border-t border-gray-200 dark:border-gray-800">
      <div className="grid grid-cols-1 gap-6 md:grid-cols-2 p-6">
        <div>
          <h3>Crypto</h3>

          <p className="mb-4">
            Cryptocurrency payout (e.g. Bitcoin, Ethereum) with global reach.
          </p>
        </div>

        <div className="text-sm">
          <h3>5% + \$1.00</h3>

          <div className="text-gray-700 dark:text-gray-300">
            per successful payout
          </div>
        </div>
      </div>
    </div>

    <div className="-mx-6 mb-6 border-t border-gray-200 dark:border-gray-800">
      <div className="grid grid-cols-1 gap-6 md:grid-cols-2 p-6">
        <div>
          <h3>Venmo</h3>

          <p className="mb-4">
            Instant payout to a recipient's Venmo wallet (available for U.S. recipients only).
          </p>
        </div>

        <div className="text-sm">
          <h3>5% + \$1.00</h3>

          <div className="text-gray-700 dark:text-gray-300">
            per successful payout
          </div>
        </div>
      </div>
    </div>

    <div className="-mx-6 mb-6 border-t border-gray-200 dark:border-gray-800">
      <div className="grid grid-cols-1 gap-6 md:grid-cols-2 p-6">
        <div>
          <h3>Bank wire</h3>

          <p className="mb-4">
            Traditional bank wire transfer (will typically take 1–2 business days to process in the US).
          </p>
        </div>

        <div className="text-sm">
          <h3>\$23.00</h3>

          <div className="text-gray-700 dark:text-gray-300">
            per successful payout
          </div>
        </div>
      </div>
    </div>

    <div className="-mx-6 mb-6 border-t border-gray-200 dark:border-gray-800">
      <div className="grid grid-cols-1 gap-6 md:grid-cols-2 p-6">
        <div>
          <h3>International local banks</h3>

          <p className="mb-4">
            Local bank transfer in your country and currency (timing varies by country).
          </p>
        </div>

        <div className="text-sm">
          <h3>Varies by country</h3>

          <div className="text-gray-700 dark:text-gray-300">
            per successful payout
          </div>
        </div>
      </div>
    </div>
  </div>
</Update>

<Update label="Fraud and security">
  <div className="space-y-4 rounded-2xl border border-gray-200 bg-white p-6 pb-0 dark:border-gray-800 dark:bg-[#0f0f13]">
    <div className="flex items-baseline justify-between">
      <div className="flex items-start gap-3">
        <div className="h-[44px] w-[44px] rounded-md">
          <img src="https://mintcdn.com/whop/vkZJmcXML9qFeth4/images/fraud.png?fit=max&auto=format&n=vkZJmcXML9qFeth4&q=85&s=6ba6d3ace3fa3f59ae62842ec034eb05" className="mt-0 mb-0" alt="Fees" width="88" height="88" data-path="images/fraud.png" />
        </div>

        <div className="flex flex-col">
          <h2 className="m-0 p-0">Fraud and security</h2>
          <p className="m-0 p-0">Protect your business against fraud and disputes.</p>
        </div>
      </div>

      <div>[Start today →](https://whop.com/new)</div>
    </div>

    <div className="space-y-2">
      <div>
        <Icon icon="check" iconType="solid" /> 0% of transaction amount.
      </div>

      <div>
        <Icon icon="check" iconType="solid" /> Transparent flat-rate pricing per event.
      </div>

      <div>
        <Icon icon="check" iconType="solid" /> No hidden fees. No guessing.
      </div>
    </div>

    <div className="-mx-6 mb-6 border-t border-gray-200 dark:border-gray-800">
      <div className="grid grid-cols-1 gap-6 md:grid-cols-2 p-6">
        <div>
          <h3>3DS</h3>

          <p className="mb-4">
            Fee for authenticating cards using 3D Secure to reduce fraud.
          </p>
        </div>

        <div className="text-sm">
          <h3>\$0.03</h3>

          <div className="text-gray-700 dark:text-gray-300">
            per transaction
          </div>
        </div>
      </div>
    </div>

    <div className="-mx-6 mb-4 border-t border-gray-200 dark:border-gray-800">
      <div className="grid grid-cols-1 gap-6 md:grid-cols-2 p-6">
        <div>
          <h3>Radar</h3>

          <p className="mb-4">
            ML-based fraud detection fee.
          </p>
        </div>

        <div className="text-sm">
          <h3>\$0.07</h3>

          <div className="text-gray-700 dark:text-gray-300">
            per transaction
          </div>
        </div>
      </div>
    </div>

    <div className="-mx-6 mb-6 border-t border-gray-200 dark:border-gray-800">
      <div className="grid grid-cols-1 gap-6 md:grid-cols-2 p-6">
        <div>
          <h3>Dispute</h3>

          <p className="mb-4">
            Flat fee applied when a chargeback or dispute occurs.
          </p>
        </div>

        <div className="text-sm">
          <h3>\$15.00</h3>

          <div className="text-gray-700 dark:text-gray-300">
            per dispute
          </div>
        </div>
      </div>
    </div>

    <div className="-mx-6 mb-6 border-t border-gray-200 dark:border-gray-800">
      <div className="grid grid-cols-1 gap-6 md:grid-cols-2 p-6">
        <div>
          <h3>Early dispute alert (RDR)</h3>

          <p className="mb-4">
            Proactive chargeback notification fee.
          </p>
        </div>

        <div className="text-sm">
          <h3>\$29.00</h3>

          <div className="text-gray-700 dark:text-gray-300">
            per alert
          </div>
        </div>
      </div>
    </div>

    <br />

    <br />
  </div>
</Update>

<Update label="Revenue optimization">
  <div className="space-y-4 rounded-2xl border border-gray-200 bg-white p-6 pb-0 dark:border-gray-800 dark:bg-[#0f0f13]">
    <div className="flex items-baseline justify-between">
      <div className="flex items-start gap-3">
        <div className="h-[44px] w-[44px] rounded-md">
          <img src="https://mintcdn.com/whop/vkZJmcXML9qFeth4/images/revenue.png?fit=max&auto=format&n=vkZJmcXML9qFeth4&q=85&s=928aeafa6fb3ec779a7f2732cff16632" className="mt-0 mb-0" alt="Fees" width="88" height="88" data-path="images/revenue.png" />
        </div>

        <div className="flex flex-col">
          <h2 className="m-0 p-0">Revenue optimization and automation</h2>
          <p className="m-0 p-0">Tools to reduce payment failures and increase revenue.</p>
        </div>
      </div>

      <div>[Start today →](https://whop.com/new)</div>
    </div>

    <div className="space-y-2">
      <div>
        <Icon icon="check" iconType="solid" /> Automated systems that boost revenue and reduce churn.
      </div>

      <div>
        <Icon icon="check" iconType="solid" /> Pricing optimized to reflect real cost of global scale infra.
      </div>

      <div>
        <Icon icon="check" iconType="solid" /> Transparent and minimal fees per event.
      </div>
    </div>

    <div className="-mx-6 mb-6 border-t border-gray-200 dark:border-gray-800">
      <div className="grid grid-cols-1 gap-6 md:grid-cols-2 p-6">
        <div>
          <h3>Orchestration</h3>

          <p className="mb-4">
            Route payments through multiple payment service providers to boost revenue by \~6%.
          </p>
        </div>

        <div className="text-sm">
          <h3>0.8%</h3>
          <div className="text-gray-700 dark:text-gray-300">per transaction (when enabled)</div>
        </div>
      </div>
    </div>

    <div className="-mx-6 mb-6 border-t border-gray-200 dark:border-gray-800">
      <div className="grid grid-cols-1 gap-6 md:grid-cols-2 p-6">
        <div>
          <h3>Billing</h3>

          <p className="mb-4">
            Automated invoice generation, retries, and lifecycle handling.
          </p>
        </div>

        <div className="text-sm">
          <h3>0.5%</h3>
          <div className="text-gray-700 dark:text-gray-300">per transaction</div>
        </div>
      </div>
    </div>

    <div className="-mx-6 mb-6 border-t border-gray-200 dark:border-gray-800">
      <div className="grid grid-cols-1 gap-6 md:grid-cols-2 p-6">
        <div>
          <h3>Tax and remittance</h3>

          <p className="mb-4">
            Handle global tax calculation, collection, and compliance.
          </p>
        </div>

        <div className="text-sm">
          <h3>2%</h3>
          <div className="text-gray-700 dark:text-gray-300">per transaction (when tax is collected)</div>
        </div>
      </div>
    </div>

    <br />

    <br />
  </div>
</Update>

<Update label="Affiliate fees">
  <div className="space-y-4 rounded-2xl border border-gray-200 bg-white p-6 pb-0 dark:border-gray-800 dark:bg-[#0f0f13]">
    <div className="flex items-baseline justify-between">
      <div className="flex items-start gap-3">
        <div className="h-[44px] w-[44px] rounded-md">
          <img src="https://mintcdn.com/whop/VtcFWlBEuzrSShNx/images/affiliates.png?fit=max&auto=format&n=VtcFWlBEuzrSShNx&q=85&s=c41fb9cc72eec161b5bca418ec8f1a00" className="mt-0 mb-0" alt="Fees" width="176" height="176" data-path="images/affiliates.png" />
        </div>

        <div className="flex flex-col">
          <h2 className="m-0 p-0">Affiliate fees</h2>
          <p className="m-0 p-0">Straightforward fees for affiliate-powered growth</p>
        </div>
      </div>
    </div>

    <div />

    <div className="space-y-2" />

    <div className="-mx-6 mb-6 border-t border-gray-200 dark:border-gray-800">
      <div className="grid grid-cols-1 gap-6 md:grid-cols-2 p-6">
        <div>
          <h3>Affiliate processing fee</h3>

          <p className="mb-4">
            Instant payout to an affiliate through Whop Payments.
          </p>
        </div>

        <div className="text-sm">
          <h3>1.25%</h3>
          <div className="text-gray-700 dark:text-gray-300">per transaction</div>
        </div>
      </div>
    </div>
  </div>
</Update>

Interested in what other platforms charge? Pricing above is applicable to new merchants that sign up today. For enterprise customers, please book a call with our sales team [here](https://calendly.com/d/cv3h-5mq-vc2/whop-payments-enterprise-call).

| Platform  | Pricing                                                                    |
| --------- | -------------------------------------------------------------------------- |
| Stripe    | [stripe.com/pricing](https://stripe.com/pricing)                           |
| Square    | [squareup.com/pricing](https://squareup.com/us/en/pricing)                 |
| Shopify   | [shopify.com/pricing](https://www.shopify.com/pricing)                     |
| Braintree | [braintreepayments.com/pricing](https://www.braintreepayments.com/pricing) |
| Adyen     | [adyen.com/pricing](https://www.adyen.com/pricing)                         |
