> ## Documentation Index
> Fetch the complete documentation index at: https://docs.whop.com/llms.txt
> Use this file to discover all available pages before exploring further.

> ## Agent Instructions
> Treat these docs and the Whop MCP server as the source of truth for Whop API behavior. Don't infer endpoint behavior from marketing pages.
> MCP server: connect https://mcp.whop.com/mcp (streamable HTTP, browser sign-in, no API key in the client config) to search these docs and read or change live Whop data. Setup: https://docs.whop.com/developer/guides/ai_and_mcp.md
> Whop CLI: install with `curl -fsSL https://whop.com/install.sh | sh` to scaffold, run, and deploy Whop apps and websites. It acts on production, not the sandbox. Agent mode: https://docs.whop.com/cli/agent-mode.md
> Plugins: in Claude Code, run `/plugin marketplace add whopio/plugins`, then `/plugin install whop@whop`. Every agent tool: https://docs.whop.com/developer/ai/overview.md
> Environments: build and test in the sandbox (API `https://sandbox-api.whop.com/api/v1`, keys at https://sandbox.whop.com/dashboard/developer, SDK environment `Sandbox`; no real money). Production (API `https://api.whop.com/api/v1`, keys at https://whop.com/dashboard/developer, SDK environment `Production`, the SDK default) moves real money, so use it only at launch. The two share no accounts, keys, products, or webhooks, and their keys look identical: never mix them. Comparison: https://docs.whop.com/developer/quickstart.md
> API: send `Authorization: Bearer <API_KEY>` from your server only, and pin a dated version with the `Api-Version-Date` header. OpenAPI spec: https://api.whop.com/api/v1/openapi.json
> Which API: build on the Current API, whose pages live under https://docs.whop.com/api-reference/ (start at https://docs.whop.com/api-reference/overview.md). Pages under /api-reference/legacy/ are the Legacy API. Use one only when https://docs.whop.com/api-reference/stability.md lists the resource as Legacy-only.

# Payout Account

> An object representing an account used for payouts.

```json Example theme={null}
{
	"address": {
		"city": "<string>",
		"country": "<string>",
		"line1": "<string>",
		"line2": "<string>",
		"postal_code": "<string>",
		"state": "<string>"
	},
	"business_name": "<string>",
	"business_representative": {
		"date_of_birth": "<string>",
		"first_name": "<string>",
		"last_name": "<string>",
		"middle_name": "<string>"
	},
	"email": "<string>",
	"id": "poact_xxxxxxxxxxxx",
	"latest_verification": {
		"id": "verf_xxxxxxxxxxxxx",
		"last_error_code": "abandoned",
		"last_error_reason": "Document image was too blurry to read.",
		"status": "requires_input"
	},
	"phone": "<string>",
	"status": "connected"
}
```

**address** `object | null` *required*

The physical address associated with this payout account

**child attributes**

**city** `string | null` *required*

The city of the address.

**country** `string | null` *required*

The country of the address.

**line1** `string | null` *required*

The line 1 of the address.

**line2** `string | null` *required*

The line 2 of the address.

**postal\_code** `string | null` *required*

The postal code of the address.

**state** `string | null` *required*

The state of the address.

**business\_name** `string | null` *required*

The company's legal name

**business\_representative** `object | null` *required*

The business representative for this payout account

**child attributes**

**date\_of\_birth** `string | null` *required*

The date of birth of the business representative in ISO 8601 format
(YYYY-MM-DD).

**first\_name** `string | null` *required*

The first name of the business representative.

**last\_name** `string | null` *required*

The last name of the business representative.

**middle\_name** `string | null` *required*

The middle name of the business representative.

**email** `string | null` *required*

The email address of the representative

**id** `string` *required*

The unique identifier for the payout account.

Example: `poact_xxxxxxxxxxxx`

**latest\_verification** `object | null` *required*

The latest verification for the connected account.

**child attributes**

**id** `string` *required*

The numeric id of the verification record.

Example: `verf_xxxxxxxxxxxxx`

**last\_error\_code** `VerificationErrorCodes | null` *required*

The most recent error code returned during verification. Null if no error has occurred.

Available options: `abandoned`, `consent_declined`, `country_not_supported`, `device_not_supported`, `document_expired`, `document_type_not_supported`, `document_unverified_other`, `email_unverified_other`, `email_verification_declined`, `id_number_insufficient_document_data`, `id_number_mismatch`, `id_number_unverified_other`, `phone_unverified_other`, `phone_verification_declined`, `selfie_document_missing_photo`, `selfie_face_mismatch`, `selfie_manipulated`, `selfie_unverified_other`, `under_supported_age`

**last\_error\_reason** `string | null` *required*

A human-readable explanation of the most recent verification error. Null if no error has occurred.

Example: `Document image was too blurry to read.`

**status** `VerificationStatuses` *required*

The current status of this verification session.

Available options: `requires_input`, `processing`, `verified`, `canceled`, `created`, `started`, `submitted`, `approved`, `declined`, `resubmission_requested`, `expired`, `abandoned`, `review`, `action_required`, `manual_review`

**phone** `string | null` *required*

The business representative's phone

**status** `PayoutAccountCalculatedStatuses | null` *required*

The granular calculated status of the payout account reflecting its current KYC and payout readiness state.

Available options: `connected`, `disabled`, `action_required`, `pending_verification`, `verification_failed`, `manual_review`, `denied`, `not_started`, `blocked_by_parent`


## Related topics

- [Retrieve payout account](https://docs.whop.com/api-reference/legacy/payout-accounts/retrieve-payout-account.md)
- [Retrieve ledger account](https://docs.whop.com/api-reference/legacy/ledger-accounts/retrieve-ledger-account.md)
- [Update Saved Payout Method](https://docs.whop.com/api-reference/payouts/update-saved-payout-method.md)